We offer 360° representation, from origination and negotiation, to structuring and closing. We are involved in loans from all stages of a company’s development and across all industries. We understand how to get deals done. It’s what we do! We know how to balance the lender’s need for protection without over-burdening the borrower. We facilitate loan documentation and due diligence to ensure timely and efficient closing. We have documented thousands of commercial loans secured by everything from real property to limited liability member or limited partnership interests to inventory and other business assets.
We represent banks and other lenders in commercial transactions including predevelopment, acquisition, construction, and permanent loans. We also routinely draft and negotiate participation agreements and intercreditor agreements.
We understand that a collaborative and efficient closing process reflects well on both our firm and our client. We are committed to finding solutions, not problems. As a result, we often find ourselves across the table from a familiar borrowing group.
Our lawyers also represent lenders with respect to defaulted loans, including drafting and negotiating forbearance agreements, redeeming property from tax sales, handling foreclosure and other enforcement proceedings and enforcing confession of judgment remedies.
Real Estate Finance: This team has closed loan transactions totaling billions of dollars for some of the largest capital market investment banks and institutional lenders in the U.S. These loans were for all types of properties across the country.
Public Finance: Over the last decade, this team has closed more than $30 billion in debt financing, including various public, private, taxable, and tax-exempt offerings for a variety of asset classes.
Regulatory Finance: This team combines its experience in asset-based and cash flow finance, real estate finance, capital markets, and regulatory issues to guide and maneuver clients through the complex structuring, documenting, and negotiating of finance transactions that have industry specific regulations.
Restructuring and Workouts: Our team works hand in hand with our attorneys to guide lenders, borrowers, and other parties through in and out of court restructurings of distressed credits. Our experience includes debtor in possession loans, negotiating terms of cash collateral usage, analyzing a debtor’s capital structure to identify structural risks and untapped value (if any), sales of assets through foreclosure or bankruptcy auction, exit finance, and advice on reorganization or liquidation plans.
Loan and Claims Trading: We advise lenders/creditors looking to extricate themselves from the risks and uncertainties of a distressed situation by guiding them through a sale to remove the exposure from their balance sheets. Further, we regularly advise end purchasers looking to accumulate a position of influence or control in a distressed entity (or eventual ownership of the restructured company), seeking to hedge or arbitrage in an obligor’s capital structure, or who simply believe a distressed asset is undervalued.